Where can I find COVD-19 related branch hours? Calculators Use our car payment calculator to figure out how much your auto loan might cost. You don't have to know a different language to be able to get a loan, but understanding certain terms will help you feel more confident when the time comes to apply for one. And our low rates are a great reason why. Should I upgrade to a more fuel-efficient vehicle? All Rights Reserved. All loans are subject to credit approval. If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This calculator is provided by Americas First Federal Credit Union (AmFirst)and is intended solely for general information and educational purposes. All rights reserved. For questions, please give us a call at 205-320-4000. Its easy to become a member and begin to take advantage of our wonderful products, services; as well as the other benefits we offer. From auto to homeowner's and life insurance, your needs can be met with quality products from America First. You are now leaving American First Credit Union. And we are now proud to offer excellent Nevada car loan options as well. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This calculator is provided by Americas First Federal Credit Union (AmFirst)and is intended solely for general information and educational purposes. We can deliver answers with our America First Auto Loan calculators. Save more money while paying off your loan. Use this worksheet to balance your checking account with your statement. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . CARFAX Vehicle History Reports are available on all used cars and light trucks model year 1981 or later. Insurance products may be sold through . We will not respond with personal or confidential information. Here's everything you need to know about America First Credit Union auto loans: Starting APR: 2.99% Loan amounts: Not disclosed Loan terms: Maximum 96 months Minimum required credit score: 760 Application fee: Not disclosed Mobile Banking App. When comparing various loans, look at more than just the Annual Percentage Rate (APR). Vehicle & Car Loans. Simplify your life and budget by consolidating bills and having a single payment. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . Stop into one of our many local branches to learn more, apply online or call 1-800-999-3961. It may take up to 72 business hours to receive a response through this form. America First Federal Credit Union does business as (DBA) America First Credit Union. Dollars. You can do so by catching up on past-due payments and paying credit card balances. Everyone wants something a little different in a car. By financing the purchase of a new vehicle, or refinancing an existing auto car loan, members will save even more money each month. You are about to visit a site not owned by America First Credit Union. All loans are subject to credit approval. Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card. To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account. Change insurance options on your loan account. To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account. Provide us a copy of your Insurance Binder and/or Policy as required for your auto loan. Pays the difference between what you owe on your vehicle and what your insurance will pay if it is totaled or stolen. That's our AmFirst promise. Please contact your Loan Representative or refer to the Loan Agreement for a full explanation of the terms of Debt Protection. When you're vehicle shopping, you probably have the perfect car, truck, SUV or van in mind. In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. They did not tell me they applied collateral insurance to my car loan for the 1 week I didn't show proof of insurance. Receive the financing you need to make a purchase today with same-day approvals on auto loans or refinance to save on payments for a vehicle you already own. Actual monthly payments may vary depending upon loan type, other possible fees, and your credit worthiness. Some types of information that a CARFAX Report may include are: You are leavingamfirst.orgto go to third-party website. 2022 America First Credit Union. You will need the following information in order to complete the application: Important Information about Procedures for Opening a New Account. The privacy and security policies of the site you are about to enter may differ from those practiced by Americas First Federal Credit Union. Do it online, over the phone, or in person! Flexible terms available up to 60 months. Additionally, knowing your credit score before you go loan shopping will save you some time by making it easy to weed out offers youre not eligible for. Whether you're looking to protect your assets ormake sure you're covered if your vehicle breaks down, we can help. We partner with TruStage to offerextra insurance coverage at special pricing to protect your vehicles and more. Please note that America First is not responsible for any information, content, or products on third-party sites. Life's constant changes demand that you have financial flexibility, and there's no easier way to get that flexibility than from a Personal Loan from America First. Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. No Payments for 90 Days1 - Defer your first payment up to 90 days. View Details Refinance Your Vehicle Loan Do not include personal or confidential information such as account numbers, social security numbers, or other personal identifying information in this message. Get the car, truck, or SUV that you need with fast financing from America First. Offered exclusively online and at our local branches. This field is for validation purposes and should be left unchanged. If youre tempted to rush through the process, just remind yourself that being thorough now can save years of financial stress down the road. 2023 American First Credit Union. Using the unique 17-character vehicle identification number (VIN), a CARFAX Report is instantly generated from our database of over eight billion records. In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. Where can I find COVID-19 Information & Updates? This calculation reflects amounts in U.S. FHA loans require Mortgage Insurance Premium (MIP) and a minimum credit score. What is America First Credit Union's routing and transit number? 2022 America First Credit Union. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. CARFAX Vehicle History Reports are available on all used cars and light trucks model year 1981 or later. Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card. Rates quoted require a loan origination fee of 1.00%. Dollars. With low interest percentages, affordable monthly payments and local service you can trust, we make it easy to maximize your buying power for your new or pre-owned car, truck or SUV. This form should be used for suggestions and general questions only. Thats our AmFirst promise. Ask for your lenders opinion and see if theyve worked with someone in a similar situation as yours. We will not respond with personal or confidential information. Before continuing to your application, tell us a little more about your membership status: Already applied and need a status update? America First Credit Union members have access to some of the finest lending resources in town. You will need the following information in order to complete the application: Important Information about Procedures for Opening a New Account. How can I find branch locations and hours of operation? As an added convenience to our members, Americas First Federal Credit Union now offers CARFAX Vehicle History Reports at a Members discount. Is there an area of your budget where you can reduce spending to cover a planned or unplanned increase in your monthly payment? America First Federal Credit Union does business as (DBA) America First Credit Union. You are leaving the American First Credit Union website. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Where can I find COVID-19 Information & Updates? Get information about cars through CARFAX to ensure that youre getting a great vehicle. America's First FCU America First Credit Union is among the top auto lenders throughout the Intermountain West. America First Federal Credit Union does business as (DBA) America First Credit Union. This linked site is not bound by the America First Privacy Policy found by clicking here. Links to external third-party sites are provided for your convenience. We can help you ensure your family is protected and we can make certain it's affordable. $ vehicle. The insurance must provide comprehensive and collision coverage with a deductible not to exceed $2,500 for comprehensive or $2,500 for collision coverage. Get preapproved before you even talk to a dealer. This linked site is not bound by the America First Privacy Policy found by clicking here. Available only on last 5 years of car models. Contact us to learn more. Or a fixed rate versus a variable one? And, if you choose this coverage and need to use it, we will give you $1,000 towards your next purchase if you finance with American First. Personal and confidential information should not be sent via email. We encourage you to read the privacy policies of websites reached through the use of links from the American First Credit Union website. At America First, we are a different kind of financial institution, providing trusted services that make us the leading Utah car loan provider. All rights reserved. You're Covered! Our loan experts take the hassle out of the vehicle lending process, and we're ready to guide you through the process of getting the right loan. You are leaving the American First Credit Union website. This linked site is not bound by the America First Privacy Policy found by clicking here. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Not all borrowers qualify for the best rates. . Use Your Home's Equity Benefit from low introductory rates on a line of credit. We will not respond with personal or confidential information. 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